Terms & Condition

ENTIRE AGREEMENT

Other than as specifically provided in any separate formal purchase agreement between you and PANOPLY, these terms and conditions (this “Agreement”) apply to all of your online purchases from the website at www.panoply.com (the “Site”) and may NOT be altered, supplemented, or amended by you through the use of any other document(s). Any attempt to alter, supplement, or amend this document or to enter an order for product(s) which is subject to additional or altered terms and conditions will be null and void, unless otherwise agreed to in a written agreement signed by both you and PANOPLY.

ACCEPTANCE

By purchasing products and/or services from the Site, you agree to be bound by and accept this Agreement. Orders are not binding upon PANOPLY until accepted by PANOPLY. We reserve the right to refuse service to anyone i.e. PANOPLY has the right to cancel any sale transaction before dispatch (refund will be initiated once order will be canceled in the system). PANOPLY will indicate its acceptance of an order by acknowledging your order by reply email or by shipping the ordered items to you.

PRICING

Because prices, product descriptions, and availability can change quickly, PANOPLY does not warrant the accuracy or completeness of the information provided on the Site. For more on our pricing policies, please refer to our Site Terms of Use.

MRP is the distributor’s suggested retail price. We may commonly sell products at prices lower than MRP and, for any given product, no sales may have occurred at MRP.

MRP is a benchmark to compare our discounts from MRP to pricing offered by other retailers. Whether other retailers sell at MRP will vary by product, geographic location, type of store, and over time.

Although we periodically update the MRP in our direct mail offerings and on our website as we receive them, in some cases manufacturers may change their  MRP without notice to us.

MRP quoted for house or private label brands are developed internally in consideration of comparable name brand products. We may commonly sell such products at prices lower than MRP and for any given product, no sales may have occurred at MRP.

Although our limited time events are intended to be limited time events, our low prices offered during these events may continue in effect after the event.

Values associated with items labeled "free with purchase" are based upon MRP.

PAYMENT TERMS—ORDERS

Internet orders may be paid for using the following methods: VISA, MasterCard, NEFT, Cheque.  If you cannot place an order online, just call us at +91-8369426084 to place your order, or email support@panolyindia.com. All non-credit-card orders are subject to a 10-business-day hold.

EMI TERMS

Credit Card EMI

1. What are the standard credit card interest rates charged by the banks for EMI?

The interest rates charged by various banks for each of the tenures are provided for your reference. The minimum transaction amount for which EMIs are applicable can vary for each bank. The maximum amount is dependent on the card limit set by the issuing bank.

Bank Code	Issuer Bank	Minimum Amount (in INR)	3 months	6 months	9 months	12 months	18 months	24 months	Last Updated
AMEX	American Express	5000	14%	14%	14%	14%	14%	14%	NA
BARB	Bank of Baroda	2500	13%	13%	13%	13%	15%	15%	NA
CITI	Citibank	2500	13%	13%	15%	15%	15%	15%	NA
FDRL	Federal Bank	2500	13%	13%	14%	14%	15%	15%	29 Mar 2023
HDFC	HDFC Bank	1000	16%	16%	16%	16%	16%	16%	10 Jan 2023
HSBC	HSBC Bank	2000	12.5%	12.5%	13.5%	13.5%	13.5%	13.5%	NA
ICIC	ICICI Bank	1500	14.99%	14.99%	14.99%	14.99%	14.99%	14.99%	05 Dec 2022
INDB	IndusInd Bank	2000	13%	13%	14%	14%	15%	15%	NA
KKBK	Kotak Mahindra Bank	3000	12%	12%	14%	14%	15%	15%	NA
RATN	RBL Bank	1500	13%	14%	15%	15%	15%	15%	05 April 2023
SBIN	State Bank of India	2500	14%	14%	14%	14%	NA	NA	NA
SCBL	Standard Chartered	2500	11.88%	13%	14%	14%	15%	15%	NA
UTIB	Axis Bank	3000	13%	13%	14%	14%	15%	15%	NA
YESB	Yes Bank	1500	13%	13%	14%	14%	15%	15%	NA

 

LIMITED QUANTITIES

Some products, including those identified as Hot Buys, Closeouts, Limited Quantity items, and Free Gifts may be limited to stock on hand and are offered on a first come, first served basis.

SHIPPING TIME AND CHARGES—TAXES AND TITLE

Shipping is FREE for delivery across INDIA.

We ship goods on all days except Sunday.

Our goal is to deliver goods within 48hours of order in the main cities of INDIA.

We take Minimum 2days to deliverd product and Maximum 4-5 days depends on delivery location.

For any other query please call or WhatsApp on-8369426086.

LIMITED WARRANTY

All new products are sold with the manufacturer's limited warranty. The warranty period and service varies by manufacturer and product.

PANOPLY PROVIDES NO SEPARATE WARRANTY AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PANOPLY EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS REGARDING ANY PRODUCTS SOLD TO YOU, WHETHER EXPRESS, IMPLIED OR STATUTORY, AND INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. You may purchase additional warranty coverage if you pay for our Premium Warranty Plans.

10-DAY 100% SATISFACTION GUARANTEE

If you are not completely satisfied with any product, return it for a full refund of the product purchase price, full credit, or exchange of your choice. We give you 10 days from the shipping date. That's the best guarantee in the Indian music industry.

PANOPLY only accepts returns made within the first 10 days from shipment.

Terms & conditions for return process:

• PANOPLYINDIA.COM only accepts returns made within the first ten (10) days after delivery.
• PANOPLY won’t accept the returned item without the return’s form.
• All return items must include original packaging along the owner’s manual, warranty card and should not show any wear or abuse with the product.
• It is mandatory to include the invoice copy along with the returning package/ item. In case you do not have the invoice copy contact PANOPLY Customer Support for invoice related query. 
• The following items are non-returnable except for defects: opened or used sets of strings, boxes of reeds, computer software, soundcards, tubes, internal earphones, earplugs, traditional and ethnic wind instruments, harmonicas (hygiene issues), raw-frame speakers, pickups that have been installed, drumheads and sticks, pianos, octapads and drums.
• Defective components that qualify for coverage under this warranty will be repaired after the evaluation for the product is completed.
• The time frame for servicing of any pro-audio equipment or musical instrument are not fixed. It would depend on the error/ issue with the product.

LIMITATIONS AND EXCLUSIONS

• The following items are NOT covered by this warranty.
• Fret wear, saddle wear, nut wear, strings and batteries.
• Setups, adjustments or routine maintenance of any kind.
• USB Cables, Power adapters or any accessory item are not covered under warranty.
• Damage to finishes or cracks, splitting, or warping of wood due to changes in temperature or humidity, exposure to or contact with sun, fire, moisture, body salts and acids of perspiration, guitar straps, guitar stands/hangers made from vinyl, plastic, rubber or other synthetic materials, any other chemicals or non - approved polishes.
• Damage, corrosion or rusting of any hardware components caused by humidity, salty air, or exposure to the moisture, body salts and acids of perspiration.
• Any damage to an instrument resulting from customization or modification from factory standards.
• Normal wear and tear on any part of the instrument, case or gig bag including jacks, controls, switches, plated surfaces, tuning machines, pickguards, zippers, clasps, handles, latches, case hardware etc.
• All other damage and deterioration due to normal usage, wear and tear, aging, accidents, neglect, abuse, alteration, misuse, or Acts of Nature.
• Any instrument, whose serial number is missing, altered or tampered with in any fashion.
• Any instrument purchased from anyone other than PANOPLY.com.
• Instruments that have been serviced by unauthorized persons.
• Loss or theft.
• Damage caused by battery leakage.
• The cleaning of controls or contacts of electronics due to exposure to dirty, dusty, or otherwise contaminated environment.

For complete details on our guarantees, shipping, and return policies, please contact our Customer Service Department at +91-8369426084  or email us at support@panoplyindia.com; or write us at:

PANOPLY DIGITAL PVT. LTD,
Ground 2, Shri Krishna Society,
Plot No 17, Survey No.126, 66 KV Road Amli, Silvassa - 396230
India T: +91-8369426084 

OUT OF STOCK ITEMS

We usually stock 75% of what we sell. From time to time, stock shortages may occur. If an item is out of stock, we will notify you by email with an approximation of when the item is expected to arrive. If this time is over 15 working days, we will automatically issue a complete refund and place your order on hold. The refund is processed within 7 working days. For orders with multiple products we will, at your request, ship what is currently in stock and ship the back ordered item when it arrives at no additional cost.
 

LIMITATION OF LIABILITY

PANOPLY DOES NOT ACCEPT LIABILITY BEYOND THE REMEDIES SET FORTH HEREIN, INCLUDING ANY LIABILITY FOR PRODUCTS NOT BEING AVAILABLE FOR USE OR FOR LOST OR CORRUPTED DATA OR SOFTWARE, OR THE PROVISION OF SERVICES AND SUPPORT. PANOPLY WILL NOT BE LIABLE FOR LOST PROFITS, LOSS OF BUSINESS OR OTHER CONSEQUENTIAL, SPECIAL, INDIRECT, OR STATUTORY DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT FOR ANY LIABILITY RELATED TO THE PURCHASE OF PRODUCTS OR SERVICES BUNDLED WITH THE PRODUCTS, WHETHER FOR BREACH OF CONTRACT, WARRANTY, NEGLIGENCE, STRICT LIABILITY IN TORT OR OTHERWISE, PANOPLY SHALL NOT BE LIABLE OR RESPONSIBLE FOR ANY AMOUNT OF DAMAGES ABOVE THE AGGREGATE DOLLAR AMOUNT PAID BY CUSTOMER FOR THE PURCHASE OF PRODUCTS OR SERVICES UNDER THIS AGREEMENT GIVING RISE TO SUCH LIABILITY. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

APPLICABLE LAW—RESALE OR EXPORT

You agree to comply with all applicable laws and regulations of the various states and of India. You agree and represent that you are buying for your own personal use only, and not for resale or export.

GOVERNING LAW AND JURISDICTION

These terms and conditions shall for all purposes be governed by and interpreted in accordance with the laws of the Mumbai and the state of Maharashtra as those laws are applied to contracts entered into and to be performed entirely in Mumbai, without regard to conflicts of law provisions. Any suit or proceeding arising out of or relating to this Agreement shall be commenced exclusively in state or district court in Mumbai, and you irrevocably submit to the exclusive jurisdiction and venue of such courts.

HEADINGS

The section headings used herein are for convenience of reference only and do not form a part of these terms and conditions, and no construction or inference shall be derived therefrom.